The Philippine apartment decision guide
Practical, independent guidance for renting, buying, selling and living in apartments—without the sales pressure.
Start with the essentials
Use the guide that matches the money, document or risk in front of you.
The front page
Philippine banks can legally lend up to 75% of a property's appraised value, but BSP collateral rules and each bank's own credit policy push real offers lower. Here's why, and how Pag-IBIG's ratios differ.
Under Article 493 of the Civil Code, a co-owner can only sell their own undivided share, not the…
Philippine law never mentions pets in condos — the Condominium Act leaves it to each building's Master Deed,…
A condo parking slot may be separately titled, a shared common area, or bundled into your unit's own…
Weekly property watch
A verified weekly scan of bank-acquired and foreclosed property listings, with asking prices, property sizes, source dates and disclosed possession or title concerns.
Twelve verified Metro Manila bank-owned, ROPA, repossessed and sealed-bid properties for Oct 5-11, 2026, with current prices, areas and risk flags.
Browse with purpose
Follow the path that matches what you need to do next.
Set a budget, compare areas, inspect a unit, understand the lease and move in safely.
16 published guides 02Plan financing, verify documents, review contracts, calculate costs and complete the transfer.
87 published guides 03Register, price, screen, document, maintain and resolve tenancy problems.
42 published guides 04Appoint a representative, finance, verify, inspect and manage Philippine property remotely.
19 published guides 05Prepare documents, set a price, calculate taxes and costs, negotiate and transfer.
3 published guides 06Compare total housing cost, commute, facilities and property-specific risks.
3 published guidesSearch by real-life question
Apartment decisions rarely begin with a property type. They begin with a budget, a location, a document, a risk or a deadline.
The Apartments.ph standard
We are building an independent information resource around costs, documents, locations, risks and practical next steps—so readers can understand the decision before they contact a seller, broker, landlord or platform.
Start with the renter’s guide