The Philippine apartment decision guide
Practical, independent guidance for renting, buying, selling and living in apartments—without the sales pressure.
Start with the essentials
Use the guide that matches the money, document or risk in front of you.
The front page
Estimate your Pag-IBIG housing loan's monthly amortization yourself using the same reducing-balance formula Pag-IBIG applies, plus a ready-made factor table for every 2026 rate bracket and term.
The 40% foreign-ownership cap on Philippine condominiums comes from Section 5 of the Condominium Act, which requires every…
Buying inherited property means verifying every heir has signed the deed of sale — a co-heir can only…
An extrajudicial settlement lets heirs divide a deceased relative's property without going to court, provided there is no…
Weekly property watch
A verified weekly scan of bank-acquired and foreclosed property listings, with asking prices, property sizes, source dates and disclosed possession or title concerns.
Weekly Metro Manila comparison of 12 verified bank-owned, ROPA, repossessed and auction properties, with current price bases, areas and disclosed risk flags.
Browse with purpose
Follow the path that matches what you need to do next.
Set a budget, compare areas, inspect a unit, understand the lease and move in safely.
16 published guides 02Plan financing, verify documents, review contracts, calculate costs and complete the transfer.
63 published guides 03Register, price, screen, document, maintain and resolve tenancy problems.
42 published guides 04Appoint a representative, finance, verify, inspect and manage Philippine property remotely.
19 published guides 05Prepare documents, set a price, calculate taxes and costs, negotiate and transfer.
3 published guides 06Compare total housing cost, commute, facilities and property-specific risks.
3 published guidesSearch by real-life question
Apartment decisions rarely begin with a property type. They begin with a budget, a location, a document, a risk or a deadline.
The Apartments.ph standard
We are building an independent information resource around costs, documents, locations, risks and practical next steps—so readers can understand the decision before they contact a seller, broker, landlord or platform.
Start with the renter’s guide